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Garrison Insurance Group

1001 Oak Rd SW, Ste 3
Lilburn, GA 30047

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The Latest Motorcycle Insurance Trends

Understanding Motorcycle Insurance Trends in Georgia

The need for motorcycle insurance has notably increased in Georgia, influenced by the latest marketplace trends. Whether you’re contemplating buying a motorcycle or already a rider, Garrison Insurance Group in Lilburn, GA, can help you comprehend these evolving trends to ensure you have the suitable coverage.

A Surge in Motorcycles on the Road

One significant trend currently impacting the motorcycle insurance industry is the growing number of bikes on the road. Due to this upsurge, Georgia’s legislation mandates that riders possess liability coverage. Georgia’s traffic congestion is a concern, and the rising number of motorcycle-related road accidents has driven this requirement.

Innovation in Motorcycle Technology

Modern motorcycles boast higher performance levels than ever, owing to advanced technology. Riders appreciate the increased speed offered by the latest models, many of which come equipped with GPS tracking. While older models are still coveted, they’re generally considered less risky to insure than their modern counterparts.

As a result, advancements in motorcycle technology have compelled insurance providers to broaden their coverage options to reflect the rising risks associated with new features.

Specialized Motorcycle Insurance Coverage Requirements

Georgia state law has integrated several specific requirements for motorcycle insurance coverage. The most notable addition mandates policyholders have minimum liability coverage on their motorcycle insurance policies. Potential claims of bodily injury or property damage caused by the policyholder are covered under this provision. Another requirement is that all motorcycle insurance policies include a certain level of uninsured motorist coverage, offering protection to riders involved in accidents with uninsured motorists.

Understanding the current trends in motorcycle insurance can immensely contribute to selecting the right coverage. Garrison Insurance Group of Lilburn, GA, can devise a policy that addresses your unique insurance needs. Contact us today to schedule an appointment.