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Garrison Insurance Group

1001 Oak Rd SW, Ste 3
Lilburn, GA 30047

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Honest Mistake, or an Errors & Omissions Business Claim Not Covered?

You see it as an honest mistake. Your client thinks you didn’t do your job according to project terms. Who’s right? 

Let Garrison Insurance Group serving Lilburn, GA explain errors & omissions in business to you. Then, allow us to show you what E & O insurance covers. 

In the process, be assured that we don’t judge situations based on circumstances. We want you to feel protected financially, even for mistakes in operations that are not your fault. 

What are Errors & Omissions in Business?

Errors and omissions in business include actions that clients may call “negligent.” A company could also be accused of not fulfilling a contract as promised. 

Otherwise, you perhaps commit costly “errors” when attempting to complete a project. In the medical field, this is often referred to as “malpractice,” such as when a surgeon unintentionally infects the bloodstream with contaminated tools during an operation. 

Examples of errors made in business:

An accountant may provide clients with incorrect information about investment trends. Other cases may include the accidental placement of a harmful ingredient in food when processing it. 

Examples of "Omissions" In Business

”Omissions” usually refer to failure to deliver what you say you will provide. The most obvious example is failing to finish a project by a deadline. 

More “hidden” but crucial examples:

Other examples include failing to file customer information in records and forgetting to sign a contract. Although this may seem like a small mistake, it later voids an important merger and acquisition contract. 

E & O Insurance Coverage

Every E&O policy may have its own inclusions. Many of them relate to covering legal fees, damages, and lawsuit settlements. Some professionals who carry E&O insurance for their business include digital marketers, lawyers, event planners, and investment managers. 

What E & O Insurance Doesn’t Cover 

Please contact Garrison Insurance Group in Lilburn, GA. We will advise you on what E&O insurance doesn’t cover, such as data breaches or criminal activity, and let you know if you need other coverage besides E&O commercial insurance.