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Garrison Insurance Group

1001 Oak Rd SW, Ste 3
Lilburn, GA 30047

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Required Commercial Insurance in Georgia

When you own a Georgia business, you need to know which commercial insurance policies are required for your specific business. Every business is different, and certain businesses will need specific commercial insurance policies to keep them protected. There are two types of policies that are required for many businesses in Georgia, and there are many others that aren’t mandatory but are very helpful for business protection.

To get started with your policies, call us at Garrison Insurance Group in Lilburn, GA.

When Workers’ Compensation Insurance Is Required

Workers’ compensation insurance is an extremely important type of insurance that every business should have if it has employees. In Georgia, this insurance is only mandated for companies that have at least three people who are regular workers of the company. That simply means that they regularly work for the business, whether it’s part-time, full-time, or seasonal work.

This type of commercial policy pays the medical bills after an accident has caused one of your employees to become injured. This protects your business by paying for those bills so your business won’t have to come up with the money. 

The Commercial Auto Insurance Requirement

When a business in Georgia owns a vehicle, this makes that vehicle subject to a mandatory commercial auto insurance policy. This coverage pays for accidents that are caused by your business-owned vehicle.

There are two different types of coverage that are required to be in these commercial policies, and you can also add other types of coverage as desired. The required coverage types are property damage liability and bodily injury liability. With both of these in place, you will have the necessary coverage to pay for another party’s damages after your vehicle is at fault for an accident. 

Get Commercial Coverage

When you need commercial insurance, call us at Garrison Insurance Group. We are proud to serve the greater Lilburn, GA community.

Why All Homeowners Need Home Insurance

Every homeowner should have a home insurance policy for many reasons. These policies come with a number of different coverage types, and all of them are important to your financial future. Without home insurance, you would be on the hook for extremely expensive costs that can be necessary after a damaging event. When you’re looking for home insurance, give us a call at Garrison Insurance Group in Lilburn, GA.

You Need Home Protection

One of the biggest reasons that homeowners should have one of these policies is that they cover the entire home. Each policy has a wide range of types of risks that it covers you against. Things like accidents and specific disasters are risks that the policy will cover you for. If a covered event happens and your home is damaged, your home insurance pays for the necessary repairs. Without this insurance, you could be out many thousands of dollars in repair costs. If your home gets completely destroyed, your policy can pay for rebuilding it.

Protecting Your Possessions

It’s also important to have your possessions protected, and home insurance does this. The possessions in your home when they’re added together are worth a lot of money. When you have a home insurance policy, it covers you against the loss or destruction of these items. Without this policy, you would have to replace everything on your own. Most people wouldn’t be able to afford to replace everything after a covered incident happened. With this insurance in place, they won’t have to. 

Get Your Home Insurance Policy

If you don’t already have a home policy, don’t wait to get one. It’s always best to have a policy at all times while you own your house. To get covered, call us at Garrison Insurance Group in Lilburn, GA.


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Phone | 770-985-1197
Fax | 770-864-9059
Text | 678-909-1637
Email |

Garrison Insurance Group
1001 Oak Rd SW, Ste 3
Lilburn, GA 30047

Servicing States

  • Georgia
  • Florida
  • North Carolina


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