{"id":32,"date":"2024-01-22T04:00:00","date_gmt":"2024-01-22T10:00:00","guid":{"rendered":"https:\/\/www.garrisoninsure.com\/blog\/?p=32"},"modified":"2024-01-24T16:18:54","modified_gmt":"2024-01-24T22:18:54","slug":"motorcycle-insurance-essential-for-georgia-riders","status":"publish","type":"post","link":"https:\/\/www.garrisoninsure.com\/blog\/motorcycle-insurance-essential-for-georgia-riders\/","title":{"rendered":"Motorcycle Insurance Essential for Georgia Riders"},"content":{"rendered":"<p>Garrison Insurance Group is dedicated to helping people in Lilburn, GA deal with all their motorcycle insurance needs. Whether you&rsquo;re an experienced rider or a new rider, we want to help you understand all you need to know about the necessary insurance for motorcycle riders in Georgia.<\/p>\n<h2>Is Motorcycle Insurance Required?<\/h2>\n<p>Before you can get riding, you have to understand the motorcycle insurance requirements. In Georgia, all drivers and riders must have a certain level of liability coverage, which includes $25,000 in bodily injury per person, $25,000 in property damage per accident, and $50,000 in total bodily injury per accident.<\/p>\n<p>However, that&rsquo;s not all. While it is not a strict requirement, the state suggests that drivers should have uninsured or underinsured motorist coverage that is at least $25,000 per person and $50,000 per accident for bodily injury and property damage of at least $25,000 with either a $250, $500, or $1,000 deductible.<\/p>\n<p>You may want to add additional coverage beyond even that, but having at least the minimum is a good starting point when you&rsquo;re determining what kind of coverage you may need.<\/p>\n<h3>What Types of Motorcycle Insurance are Available?<\/h3>\n<p>There are tons of types of coverage riders can choose from. The main types of motorcycle insurance coverage include:<\/p>\n<ul>\n<li>Liability insurance includes different liabilities that may occur to another driver or their property when you are at fault for an accident.<\/li>\n<li>Medical payments coverage is special coverage that focuses on covering medical expenses that happen to you or a passenger.<\/li>\n<li>Personal injury protection covers medical bills, lost expenses, and other financial damages you may face after an accident.<\/li>\n<li>Collision coverage helps cover damage that can result from a collision.<\/li>\n<li>Comprehensive coverage is there to protect you when you have an incident that is not caused by a collision, such as vandalism or natural disasters.<\/li>\n<li>Underinsured or uninsured insurance helps you when you are in an accident with someone else who doesn&rsquo;t have insurance or enough insurance to cover your expenses.<\/li>\n<\/ul>\n<h3>Choose Motorcycle Insurance You Can Trust<\/h3>\n<p>If you&rsquo;re in Lilburn, GA&nbsp;or nearby, the Garrison Insurance Group will be happy to answer any questions or concerns you may have about what motorcycle insurance policy will be right for you. Contact us today!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Garrison Insurance Group is dedicated to helping people in Lilburn, GA deal with all their motorcycle insurance needs. Whether you&rsquo;re an experienced rider or a new rider, we want to help you understand all you need to know about the necessary insurance for motorcycle riders in Georgia. Is Motorcycle Insurance Required? Before you can get [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[10,9],"class_list":["post-32","post","type-post","status-publish","format-standard","hentry","category-motorcycle-insurance","tag-garrison-insurance-group","tag-lilburn-ga"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.garrisoninsure.com\/blog\/wp-json\/wp\/v2\/posts\/32","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.garrisoninsure.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.garrisoninsure.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.garrisoninsure.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.garrisoninsure.com\/blog\/wp-json\/wp\/v2\/comments?post=32"}],"version-history":[{"count":1,"href":"https:\/\/www.garrisoninsure.com\/blog\/wp-json\/wp\/v2\/posts\/32\/revisions"}],"predecessor-version":[{"id":33,"href":"https:\/\/www.garrisoninsure.com\/blog\/wp-json\/wp\/v2\/posts\/32\/revisions\/33"}],"wp:attachment":[{"href":"https:\/\/www.garrisoninsure.com\/blog\/wp-json\/wp\/v2\/media?parent=32"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.garrisoninsure.com\/blog\/wp-json\/wp\/v2\/categories?post=32"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.garrisoninsure.com\/blog\/wp-json\/wp\/v2\/tags?post=32"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}